Two years ago, the government expanded the CPP. It was a much-needed restructure to a system that has had no revisions in fifty years. Here are some of the changes. It will give equity to all seniors, but due to the complex tax structure in Canada, the study found 42 percent of the new CPP benefits will be lost by low-income earners and high-income earners face due to higher taxes and losing other benefits. It will, however, increase the percentage of seniors who are able to receive enough money to retire comfortably. Some feel the changes are not enough, but these changes are still an improvement.

Read more: What CPP reforms mean for Canadian seniors