IF you are a stock investor and have enjoyed gains this year, it might be worth your time to research how to protect those gains from the government tax man. There are differences in the way the government calculates investment gains and incomes, among other sources. It would be in your interest to look into hiring a tax expert to direct you in the proper direction to lower you effective tax rate and not pay too much. Look into the the three basic tax saving tools: rrsp,tfsa and non registered accounts to save money.

Read more: Personal Investor: Riding the rally? Beware of the tax man – Article – BNN